I have been thinking of starting an online business. I had a few sites in the past with a merchant account and it was costing more then the sites were making. The most used payment other then credit cards is through paypal. I did a little research and found that a company called alertpay.com offers a better deal. Now the tricky part is if a user to my web site would pay using alertpay. I will be doing a little testing once I can figure out what to sell on the new site. I have posted the link for Alertpay for any other users who want to add a payment system to their site.